I read Understanding Wood Finishing a while back! You're completely right JimMac, it helped me out a ton when I was getting started.
A bit hard to tell but it does look like curly soft maple.
You might try asking at the International Wood Collectors Society, woodcollectors.org.
Hah! I've made a few dumb moves over the years. While it sometimes pays to rush, that's when I usually get bitten. I'll send you an email.
I'm a professional cabinetmaker. I can not, though, answer your question.
As JimMac said, too many variables. Location is a big one (labor rates vary). Existing conditions matter. Client...